Providing Better Value - General Accident | Insurance company in Trinidad & Tobago

Save up to 80% on comprehensive cover for your new vehicle

No Claim Discount (Private Vehicles)

Save up to 60%*

No Claim Discount (Commercial Vehicles)

Save up to 45%*

Showroom Vehicles Plan

Up to 80% Discount*

Roll On Roll Off Vehicles Plan

Up to 30% Discount

No Claim Discount (Private & Commercial)

Save up to 40%*

Roll On Roll Off Vehicles Plan

Save up to 25%*

Anti-Theft Device

Save up to 15%*

Tag a Friend

Save up to 25%*

Legacy Discount

No Claim Discount matched to the NCD of an insured immediate relative*

NCD Replication

No Claim Discount replicated for multiple vehicles under one insured*

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Showroom Vehicles Plan: Applicable to private use and private use pick-up only. Subject to client having no claims or accidents over the past 5 years. Declaration must be signed. Vehicles are to have a year of manufacture of 2021 of later. Subject to customary underwriting guidelines
Roll On Roll Off Vehicles Plan: Applicable to private use and private use pick-up only. Vehicle year of registration must be 2021 or later.
Legacy Discount: The offspring of a parent who is the holder of a Max NCD (whether earned at GENACTT or the previous insurer) shall receive a 5th Year NCD on accommodation, provided the additional vehicles are also insured with GENACTT. Defensive Driving course must be completed for offspring under the age of 25 years, AND/OR driving for under 2 years.
No Claim Discount Replication: Once a client is earning an NCD, the client will be allowed the equivalent level of NCD discount on the purchase of any additional vehicle/s, provided the additional vehicles are also insured with GENACTT. This is not applicable if any at-fault claim is made.
Tag a Friend: Social media promotion. The person tagged and the referring friend each receive the discount when they both insure their vehicles. This discount offer may be discontinued at the insurer’s discretion.