CASUALTY INSURANCE

Workplace injuries are a worry for every employer.

With Casualty Insurance, the losses caused by injuries to persons and legal liability imposed on the insured for such injury or for damage to property of others, is protected.

Get more information on how to how to assess your business and what coverage to get by talking to your broker, agent, or contact any of our friendly and helpful customer service representatives!

PUBLIC/PRODUCTS LIABILITY

Policyholders are indemnified in respect of Legal Liability to Third Parties for Bodily Injury and Property Damage arising out of the insured’s operations, premises or products.

COMPREHENSIVE GENERAL LIABILITY

This coverage is also referred to as Umbrella Liability and can encompass the Insured’s Public, Products, Motor, Workmen’s Compensation and Employer’s Liability risks.

MOTOR TRADERS – INTERNAL RISK

This is a Public Liability policy for Motor vehicle garages that provide sales and service or repairs to motor vehicles. They will require in addition to their legal liability to Third Parties coverage for vehicles in their Care Custody and Control, Property being worked upon and products liability arising from the sale or supply of products used for repairs/service of Vehicles.

WORKMEN’S COMPENSATION/EMPLOYER’S LIABILITY

Taking care of your workers is a big consideration.

With Workmen’s Compensation and Employer’s Liability coverage, policyholders are indemnified with respect to Legal Liability to employees for injury or illness arising out of and during the course of their employment at Common Law and in accordance with the Workmen’s Compensation Act.