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Trip Tips Tyre checks to do before you drive off

GenacBB-Trip-Tips

Every vehicle owner should be able to do some basic checks before they drive out, especially on a long trip. And a good part to check them every once in a while are TYRES.

Do you know the type of tyres you use; their appropriate pressure and importantly, when to upgrade and change a worn tyre?

Basic Information about tyres
Basic Information about tyres

1. Identify the various types of tyres

Depending on the vehicle, tyres fall under different groups. Vehicles such as sedans and minivans require tyres that offer a smooth and reliable ride like “all-season” or “touring” tyres. A truck or a sports utility vehicle (SUV), however, may require more aggressive tyres such as “Highway”, “All-Terrain” or “Ribbed” tyres.

In the Caribbean, we do not need snow and ice tyres, so they should be avoided as they may lead to fatal accidents. Meanwhile, you can identify tyre sizes by looking at the side of the tyre; on each tyre, there is a series of numbers and letters. The letter may identify the speed rating, while the numbers refer to width, profile and rim size.

2. Appropriate tyre pressure

Knowing the correct tyre pressure ensures your tyres last longer and secures a comfortable and safe ride.

To be clear, what is best for a sedan may be different when compared to a luxury SUV. Find your vehicle’s recommended tyre pressure on a sticker somewhere inside the driver’s door, on the lid of the car’s trunk, in the console or even on the fuel door.

 3. Know when to upgrade your tyres

This is always important as upgrading (or changing) your tyres improves the safety, performance and look of your vehicle. Depending on the frequency of use, tyres tend to last three to four years before the threads begin to wear. You should routinely check your vehicle and its tyre health; also considering the journeys it has taken you on. Quick dashes around town will have less impact on your tyres when compared to weekly business trips to the countryside.

It is important you check the tyre tread depth — each tyre should have a minimum of 6mm — if the tread is below that, it is recommended that the tyre/s are replaced before a long journey.

BONUS CHECK

4. Wheel Balancing and Alignment

Imbalanced or misaligned tyres make the journey uncomfortable and possibly unsafe.  A shaky or juddering vehicle could mean that your car needs wheel alignment, especially if the areas you traverse have a lot of potholes.

Wheel balancing allows smoother rides at higher speeds. The process involves equalisation of the combined weight of tyre and wheel. The weights are added to the wheel to reduce the imbalance.

Front tyres always wear a little faster than rear ones as they experience more stress/wear. Be sure to rotate tyres, to the rear, so that the tyres can wear evenly.

Accidents do happen, but always bear the above tips in mind to ensure safety and efficiency wherever and whenever.

Trip Tips: Fluids, lights, brakes, papers and check

GenacBB-Trip-Tips

Knowing your car’s levels before heading off on a long journey is a great idea. When you drive your vehicle every day, there are some oils and fluids that will be used more than others. While running out wiper fluid might not be detrimental to your trip, the ‘check oil’ light halfway up a mountain can.

Driving Legally

It is illegal to operate a vehicle without a current driver’s licence, proper road licence/registration, certificate of fitness and insurance.  A quick, simple check could save you the embarrassment, the possible police stop and the (possibly quite substantial) fines for committing this criminal offence.

Gas/Petrol levels

Running out of fuel can actually damage your car. The fuel injectors (and the fuel pump in diesel engines) can be harmed if a car draws in air instead of fuel. If the vehicle runs out of gas/petrol it can cause blockages to form in the filters due to debris from the fuel tank. This will deteriorate  and reduce your car performance and life-expectancy.

Engine oil level

One of the most important things to check before a long journey is the engine oil.  As the blood pumping through the heart (engine) of your car, engine oil is essential for the health of the moving internal parts and preventing wear from friction. Ensure that the correct engine oil is used as the wrong lubricant can cause chemical reactions such as corrosion or could damage key components.

Brakes

Checking your brakes before a long trip is very important to the safety of the people in the car and other road users.  Safely stopping and controlling the speed of your vehicle is compromised if there are worn brake pads or discs. You should also check the brake fluid levels. Brake fluid should be a light golden brown colour and the level needs to sit between the MIN and MAX marks.

Here are some other checks:

  1. Windscreen for damage
  2. Tyre condition for damage tread depth
  3. Correct tyre inflation levels
  4. Spare tyres
  5. Car jack and locking wheel nut key
  6. Battery levels
  7. All lights, indicators and hazards are working
  8. Working wipers
  9. Coolant and radiator fluid levels
  10. Power-steering fluid

Preparing your vehicle for bad weather (hurricane)

The Atlantic Hurricane Season has begun and continues until November. Have you thought about protecting your car? Here are a few ways you can prepare and protect your vehicle this hurricane season.

  1. Park in a safe place

If you are without a garage or porch, be sure to park away from trees, poles, wires or other objects that may fall on your car. Don’t park in an area which is likely to flood, if possible.

  1. Service and fill up

When a storm threatens, service your vehicle and fill up the gas tank. There may be an emergency causing you to leave home or it may be awhile before petrol stations are open again. You can also keep extra jugs of gas in the trunk.

  1. Keep a travel pack

Store an emergency backpack for each member of your family in the vehicle. In the event of an emergency evacuation, this can save you valuable time. This pack should have water, food, clothing, and a basic first aid kit.

  1. Secure documents

Take the original documents out of the car and make copies. It may be a good idea to place the copies in a sealed, watertight bag in the glove compartment before the hurricane hits. Your original papers should also be placed in a sealed, watertight bag in an easy-to-grab location in your home.

  1. Keep records

As a precautionary measure, take photographs of your vehicle before the storm. If it does get damaged, you will have proof of its condition for your insurance company.

You can talk to a representative agent or get a quick quote by giving us a call at (868) 622-8500 / 7292 / 5614 or email us at infott@genac.com.

Benefits of Technology in the Automotive Industry

With technology intertwining more of our lives, the impact on the insurance industry is vast with multiple applications. The advancements in technology also allow for more vehicle owners to acquire gadgets and gizmos to utilise. We must acknowledge that there are many who use technology inappropriately while on the roadways to detrimental effects.

According to the US Department of Transportation and National Highway Traffic Safety Administration (NHTSA) Traffic Safety Facts Research Note for April 2020:  “Often discussions regarding distracted driving centre around cellphone use and texting, but distracted driving also includes other activities such as eating, talking to other passengers, or adjusting the radio or climate controls”… “Eight per cent of fatal crashes, 15 per cent of injury crashes, and 14 per cent of all police-reported motor vehicle traffic crashes in 2018 were reported as distraction-affected crashes” in the US.

These behaviours are frequently seen on our roads from drivers, passengers, pedestrians and other road users. As insurers, we are also aware of the negative impacts of irresponsible phone use in vehicles.

But we must also highlight how technology can transform transport and our industry.

Here’s a look at how new integrated technology positively impacts vehicle security:

  1. Cameras in vehicles are very common, as are the need for them as we use the roadways daily. Dashboard cameras provide useful information in the event of a collision. We all have had, or heard of situations, where the people involved in a crash say the other party is at fault. When a vehicle operator has a dash-cam mounted, those differences will be easy to decipher. The footage can be easily transferred to smartphones and shared with the insurance company and its assessors.
  2. Vehicles are huge investments for many and the loss of one could be detrimental for a family or business. Installing a car alarm is also a great idea for owners. The alarms will not only alert you but also your neighbours that there might be nefarious activities afoot.
  3. Installed tracking devices increase the likelihood of vehicles being recovered in the event of a theft. The gamut of systems also allow for GPS location alerts, customisable alerts and vehicle immobilisation.

At General Accident Trinidad and Tobago, policyholders who utilise these technologies in their vehicles have access to a range of discounts that reduce insurance costs.

© 2026 General Accident Insurance Company (Barbados) Limited