June marks the start of the hurricane season in the Caribbean. As such, we all must take the necessary steps to be safe during this period. Disaster preparedness is essential as it helps you to minimize the impact that a hurricane has on your family and livelihood.
When you are planning for a hurricane always consider the following: risk assessment, emergency kit, evacuation plan, communication plan, home preparation, insurance review, and post-hurricane evacuation plan.
Hurricanes are categorized using the Saffir-Simpson Hurricane Wind Scale, which classifies hurricanes into five categories based on their sustained wind speeds. Here are the categories:
These categories help to assess the potential damage and necessary precautions for affected areas.
These are items that you will need in your emergency kit.
Identify evacuation routes and have a plan for where you will go. Avoid waiting until the hurricane has landed before evacuating. Ensure all family members are aware of the plan and practice it regularly. Know the location of local shelters and have a plan for pets, as not all shelters accept animals. Also, if you are a motorist, check that you have a full tank of petrol before you leave your residence.
For persons who live in Bridgetown, here are the eight shelters to consider.
Shelter Name | Parish |
Black Rock Seventh Day Adventist Church | ST. MICHAEL |
Combermere School | ST. MICHAEL |
Dalkeith Methodist Church | ST. MICHAEL |
St. Barnabas Day Care Centre | ST. MICHAEL |
Lloyd Erskine Sandiford Centre | ST. MICHAEL |
Harrison College | ST. MICHAEL |
The University of the West Indies | ST. MICHAEL |
Faith Wesleyan Holiness Church | ST. MICHAEL |
Establish a communication plan with family and friends. Designate an out-of-town contact who can help coordinate and check on everyone’s safety. Ensure everyone knows how to use emergency contact numbers and keep mobile phones charged.
Secure your home by installing storm shutters or boarding up windows, strengthening garage doors, and carrying outdoor furniture inside. Trim trees and shrubs to reduce the risk of falling branches. Ensure your roof is in good condition and secure any loose items.
Review your insurance policies to ensure you have adequate coverage. General Accident provides a property insurance policy. Homeowners’ insurance is the most comprehensive coverage for your house, contents and valuable property. Furthermore, once there are shutters on the windows of your house, you will also receive a 10% discount.
Have a plan for what to do after the hurricane passes, including checking on neighbours, assessing property damage safely, and avoiding floodwaters and downed power lines.
By following these steps and regularly updating your hurricane preparedness plan, you can significantly improve your ability to protect yourself, your family and your property during a hurricane.
For more information on property insurance, browse our blog.
Suggested reading: Debunking the Top Misconceptions About Property Insurance