{"id":628,"date":"2022-06-15T00:01:46","date_gmt":"2022-06-15T04:01:46","guid":{"rendered":"https:\/\/genac.com\/tt\/?p=628"},"modified":"2022-06-08T12:43:34","modified_gmt":"2022-06-08T16:43:34","slug":"operating-your-business-at-home-know-your-risks-and-how-to-insure-them","status":"publish","type":"post","link":"https:\/\/genac.com\/tt\/operating-your-business-at-home-know-your-risks-and-how-to-insure-them\/","title":{"rendered":"Operating your Business at Home \u2013 know your risks and how to insure them"},"content":{"rendered":"<p><span style=\"font-weight: 400;\"><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter wp-image-630 size-full\" src=\"https:\/\/genac.com\/tt\/wp-content\/uploads\/2022\/06\/operating-your-business-header.jpg\" alt=\"operating-your-business\" width=\"1152\" height=\"450\" srcset=\"https:\/\/genac.com\/tt\/wp-content\/uploads\/2022\/06\/operating-your-business-header.jpg 1152w, https:\/\/genac.com\/tt\/wp-content\/uploads\/2022\/06\/operating-your-business-header-300x117.jpg 300w, https:\/\/genac.com\/tt\/wp-content\/uploads\/2022\/06\/operating-your-business-header-1024x400.jpg 1024w, https:\/\/genac.com\/tt\/wp-content\/uploads\/2022\/06\/operating-your-business-header-768x300.jpg 768w\" sizes=\"(max-width: 1152px) 100vw, 1152px\" \/><\/span><\/p>\n<p><span style=\"font-weight: 400;\">Your home is your sanctuary. Whether that space is owned or rented, this is the space that ensures your peace of mind. But what happens when your home is also the office, but it isn&#8217;t insured? What protection does your home office have against natural disasters, fires, burglary, or other unforeseen risks to valuable business tools and resources?\u00a0<\/span><\/p>\n<p><b>Property Insurance Guarantees Peace-of-mind\u00a0<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Business owners are no strangers to working at home, and with the advent of an unprecedented pandemic, far more business owners began operating from the home space. A decision like this is undoubtedly a smart move, considering the operational cost of a business.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">However, in trying to cut costs, don\u2019t forget the importance of insurance. While your home allows you to save on a separate business space, it multiplies the risk of potential loss of business contents and valuables.\u00a0\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Homeowners insurance provides comprehensive coverage, protecting your home and its contents against:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Fire &amp; Lightning<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Hurricane, Cyclone, Tornado, or Windstorm<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Flood<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Earthquake &amp; Volcanic Eruption<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Riot &amp; Strike<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Malicious Damage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Explosion<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The impact from Aircraft &amp; other Aerial Devices<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Impact by Road Vehicles, Horses or Cattle<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Bursting or Overflowing of Water Tanks, Apparatus, or Pipes<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Theft<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">All Risks cover certain items<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Burglary<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Legal liability to third parties<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">The peace of mind that this coverage secures is worth the investment.\u00a0<\/span><\/p>\n<p><b>It Doesn&#8217;t Matter if your Property is a Rental\u00a0<\/b><\/p>\n<p><span style=\"font-weight: 400;\">You may be thinking that this kind of insurance coverage doesn&#8217;t possibly apply to you if you&#8217;re living in a rental property &#8211; wrong. The \u201cProperty Protection Insurance\u201d doesn&#8217;t stop at homeowners insurance. It includes <\/span><b>Commercial All Risks<\/b><span style=\"font-weight: 400;\"> and <\/span><b>Fire and Allied Perils<\/b><span style=\"font-weight: 400;\">; all of which provide coverage to your rental space and its valuable contents.\u00a0\u00a0\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A \u201cAll Risks\u201d policy is a type of insurance coverage that can exclude only risks that have been specifically outlined in the contract. &#8220;All risks&#8221; means that any risk that the contract does not specifically omit is automatically covered.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u201cConsequential Loss\/Business Interruption\u201d insurance is also available under the \u201cProperty All Risks\u201d insurance and is very popular among business owners. When a financial loss occurs from unforeseen events like natural disasters or <\/span><span style=\"font-weight: 400;\">losses due to an insured peril like fire or burst pipes <\/span><span style=\"font-weight: 400;\">this insurance protects your business and your peace of mind. It covers the temporary loss of income that a business suffers after a disaster leads to its operations coming to a standstill.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Whether you&#8217;re operating from your home or someone else&#8217;s through rental, this insurance plan will work for you so that your business works.\u00a0<\/span><\/p>\n<p><b>Getting your Property Protection\u00a0<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Securing property insurance is simple. Email General Accident at infott@genac.com for more information on the property insurance coverage that is right for you as work to take your business to the next level. You may also visit genac.com and request a <\/span><i><span style=\"font-weight: 400;\">quick quote<\/span><\/i><span style=\"font-weight: 400;\"> for the best insurance package for you.\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Your home is your sanctuary. Whether that space is owned or rented, this is the space that ensures your peace of mind. But what happens when your home is also the office, but it isn&#8217;t insured? What protection does your home office have against natural disasters, fires, burglary, or other unforeseen risks to valuable business&#8230; <br clear=\"all\"\/><a class=\"moretag\" href=\"https:\/\/genac.com\/tt\/operating-your-business-at-home-know-your-risks-and-how-to-insure-them\/\">Read More<\/a><\/p>\n","protected":false},"author":1,"featured_media":629,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-628","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.1.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Operating your Business at Home \u2013 know your risks and how to insure them - General Accident | Insurance company in Trinidad &amp; Tobago<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/genac.com\/tt\/operating-your-business-at-home-know-your-risks-and-how-to-insure-them\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Operating your Business at Home \u2013 know your risks and how to insure them - General Accident | Insurance company in Trinidad &amp; Tobago\" \/>\n<meta property=\"og:description\" content=\"Your home is your sanctuary. Whether that space is owned or rented, this is the space that ensures your peace of mind. But what happens when your home is also the office, but it isn&#8217;t insured? What protection does your home office have against natural disasters, fires, burglary, or other unforeseen risks to valuable business... 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