{"id":4090,"date":"2023-12-22T22:07:40","date_gmt":"2023-12-23T02:07:40","guid":{"rendered":"https:\/\/genac.com\/tt\/?page_id=4090"},"modified":"2026-04-01T09:28:37","modified_gmt":"2026-04-01T13:28:37","slug":"motor-insurance","status":"publish","type":"page","link":"https:\/\/genac.com\/tt\/insurance-products\/motor-insurance\/","title":{"rendered":"Motor Insurance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"4090\" class=\"elementor elementor-4090\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-49c766f e-flex e-con-boxed e-con e-parent\" data-id=\"49c766f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6694317 elementor-widget elementor-widget-heading\" data-id=\"6694317\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">CAR INSURANCE TRINIDAD &amp; TOBAGO<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-25dae94 elementor-widget elementor-widget-heading\" data-id=\"25dae94\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">GET YOUR MOTOR INSURANCE QUOTE TODAY<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cc9a13a elementor-widget elementor-widget-text-editor\" data-id=\"cc9a13a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Car insurance, or motor insurance, provides protection for more than just your vehicle. It also serves as coverage for you and anyone else who is authorized to drive your car. Depending on the type of coverage you have, insurance can provide protection for:<\/p><ul><li>Liability and collision coverage, which helps cover bodily injury and medical expenses, and property damage you may cause to others, as well as legal fees.<\/li><li>Personal injury protection, which helps cover personal medical expenses as a result of an injury.<\/li><\/ul><p>Help keep yourself and others protected. Get a quote today.<\/p><p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-dda6f6f e-flex e-con-boxed e-con e-parent\" data-id=\"dda6f6f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-44fb597 e-con-full e-flex e-con e-child\" data-id=\"44fb597\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1061d4f elementor-widget elementor-widget-image\" data-id=\"1061d4f\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"166\" height=\"166\" src=\"https:\/\/genac.com\/tt\/wp-content\/uploads\/2023\/12\/third-only.png\" class=\"attachment-large size-large wp-image-4092\" alt=\"\" srcset=\"https:\/\/genac.com\/tt\/wp-content\/uploads\/2023\/12\/third-only.png 166w, https:\/\/genac.com\/tt\/wp-content\/uploads\/2023\/12\/third-only-150x150.png 150w\" sizes=\"(max-width: 166px) 100vw, 166px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b65aac4 elementor-widget elementor-widget-heading\" data-id=\"b65aac4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Third Party Only<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bfd9944 e-con-full e-flex e-con e-child\" data-id=\"bfd9944\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4f2bf98 elementor-widget elementor-widget-image\" data-id=\"4f2bf98\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"166\" height=\"166\" src=\"https:\/\/genac.com\/tt\/wp-content\/uploads\/2023\/12\/third-party.png\" class=\"attachment-large size-large wp-image-4093\" alt=\"\" srcset=\"https:\/\/genac.com\/tt\/wp-content\/uploads\/2023\/12\/third-party.png 166w, https:\/\/genac.com\/tt\/wp-content\/uploads\/2023\/12\/third-party-150x150.png 150w\" sizes=\"(max-width: 166px) 100vw, 166px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-93527db elementor-widget elementor-widget-heading\" data-id=\"93527db\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Third Party Fire &amp; Theft<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-aa2c84a e-con-full e-flex e-con e-child\" data-id=\"aa2c84a\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8f18af8 elementor-widget elementor-widget-image\" data-id=\"8f18af8\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"166\" height=\"166\" src=\"https:\/\/genac.com\/tt\/wp-content\/uploads\/2023\/12\/fully-comprehensive.png\" class=\"attachment-large size-large wp-image-4094\" alt=\"\" srcset=\"https:\/\/genac.com\/tt\/wp-content\/uploads\/2023\/12\/fully-comprehensive.png 166w, https:\/\/genac.com\/tt\/wp-content\/uploads\/2023\/12\/fully-comprehensive-150x150.png 150w\" sizes=\"(max-width: 166px) 100vw, 166px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-54d1567 elementor-widget elementor-widget-heading\" data-id=\"54d1567\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Comprehensive<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a840bea e-flex e-con-boxed e-con e-parent\" data-id=\"a840bea\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-69be6a1 elementor-widget elementor-widget-text-editor\" data-id=\"69be6a1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Types of Motor Insurance Policies<\/strong><\/p><p>At General Accident Insurance, we offer three tiers of motor insurance designed to meet your unique needs and desired level of protection:<\/p><ul><li><strong>Third party only:<\/strong> Our most basic policy, this option provides coverage for bodily injury to third parties and damage to third-party property as the result of an accident caused in your motor vehicle. This is the minimum amount of coverage required by law to operate a motor vehicle on public roads in Trinidad &amp; Tobago. With this option, no coverage is provided for damages to your vehicle.<\/li><li><strong>Third party fire and theft:<\/strong> This coverage plan provides all the protections of our third-party policy plus additional coverage for a motor vehicle in the event of a theft, attempted theft or a fire.<\/li><li><strong>Comprehensive insurance:<\/strong> Our most robust policy, this option provides all the coverage of a Third-Party Fire and Theft policy plus additional coverage for loss of or damage to your vehicle, accessories and spare parts. Our comprehensive insurance plan also covers the cost of wrecking and towing services (this is on all cover types, for comprehensive cover we offer protection and removal), should they be required at the scene of the accident.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-83fb3f7 e-flex e-con-boxed e-con e-parent\" data-id=\"83fb3f7\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d10fb7d elementor-widget elementor-widget-heading\" data-id=\"d10fb7d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Free Comprehensive Coverage Benefits For Private Vehicles<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-be233a2 elementor-widget elementor-widget-text-editor\" data-id=\"be233a2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Windscreen Damage<\/strong><\/p><p>This coverage allows you to claim for a broken windscreen or window glass up to $3,000.00. Your existing No Claim Discount will not be affected by any windscreen damage claims made.<\/p><p>If required, the windscreen limit can be increased at an additional cost.<\/p><p><strong>Medical Expenses<\/strong><\/p><p>The policy will cover medical expenses for the insured or any authorised driver, up to a limit specified in your policy schedule in the case of an accident.<\/p><p><strong>Clothing &amp; Personal Effects<\/strong><\/p><p>In the event of an incident, whether it be a collision, fire or theft, coverage is provided for loss of or damage to clothing and personal effects* whilst in the vehicle, up to a limit specified in your policy schedule.<\/p><p>*Excludes money, jewellery and articles including motor accessories and samples carried in connection with any trade or business<\/p><p><strong>Personal Accident<\/strong><\/p><p>This provides coverage for the insured and passengers of the vehicle for personal injury resulting in death or permanent injuries.<\/p><p><strong>Legal Charges (Manslaughter)<\/strong><\/p><p>Vehicular manslaughter is every driver\u2019s worst nightmare. However, if this ever becomes a reality, your policy provides a maximum of $10,000.00 to defend against charges.<\/p><p>*Applies only to Private individuals\u2019 policies.<\/p><p><strong> Hospitalisation Benefits<\/strong><\/p><p>The insurance coverage under this policy is extended to include hospitalisation benefits in respect of the insured and\/or spouse in connection with any bodily injury by violent accidental external means, as the direct result of an accident to the motor vehicle.<\/p><p><strong>Total Maximum Benefit: $15,000<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e234db3 e-flex e-con-boxed e-con e-parent\" data-id=\"e234db3\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-80db308 elementor-widget elementor-widget-heading\" data-id=\"80db308\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">PRIVATE VEHICLES<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2048d32 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"2048d32\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a9e1c1 elementor-widget elementor-widget-text-editor\" data-id=\"6a9e1c1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Our Private Car Policy provides cover for cars, sport utility vehicles and pick-ups used only for social domestic and pleasure purposes.<\/p><p>All our policyholders can drive with the assurance of knowing that, in the case of a breakdown, they can contact our <strong>Emergency Roadside Assistance Toll Free at 800-4826<\/strong> for the removal of their vehicle to a safe and secured location.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ca47e38 e-flex e-con-boxed e-con e-parent\" data-id=\"ca47e38\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7bb3c39 elementor-widget elementor-widget-heading\" data-id=\"7bb3c39\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">COMMERCIAL OWN GOODS<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1c115d5 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"1c115d5\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5051540 elementor-widget elementor-widget-text-editor\" data-id=\"5051540\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Our Commercial Own Goods Motor Policy provides coverage for vehicles used to transport your own goods such as pick-ups, panel vans, trucks etc.<\/p><p>All our policyholders can drive with the assurance that in the case of a breakdown, they can contact our <strong>Emergency Roadside Assistance Toll Free at 800-4826<\/strong>\u00a0for the removal of their vehicle to a safe and secured location.<\/p><p>Towing services are not available for trucks over 2.5 tons, maxi taxis and wreckers.<\/p><p>Also available for our comprehensive coverage policies:<\/p><ul><li>Flood &amp; Special Perils (FREE)<\/li><\/ul><p><strong>Windscreen Damage <\/strong><\/p><p>For an additional cost, this coverage will allow you to claim for a broken windscreen or window glass up to your required limit. Your existing No Claim Discount will not be affected by any windscreen damage claims made.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8c29dbb e-flex e-con-boxed e-con e-parent\" data-id=\"8c29dbb\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-14995c7 elementor-widget elementor-widget-heading\" data-id=\"14995c7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">TAXIS &amp; MAXI TAXIS<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c1db22b elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"c1db22b\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-361d1bc elementor-widget elementor-widget-text-editor\" data-id=\"361d1bc\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Our policy covers vehicles used for carrying passengers for private and public hire provided all drivers have valid Taxi Badges. No excess to be paid for this type of claim.<\/p><p>All taxi policyholders can drive with the assurance that in the case of a breakdown, they can contact our <strong>Emergency Roadside Assistance Toll Free at 800-4826<\/strong>\u00a0for the removal of their vehicle to a safe and secured location. Maxi Taxi policies are not eligible for roadside assistance.<\/p><p>Towing services are not available for trucks over 2.5 tons, maxi taxis and wreckers.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-951c3d6 e-flex e-con-boxed e-con e-parent\" data-id=\"951c3d6\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-02af177 elementor-widget elementor-widget-image\" data-id=\"02af177\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"151\" height=\"151\" src=\"https:\/\/genac.com\/tt\/wp-content\/uploads\/2023\/12\/faqs.png\" class=\"attachment-large size-large wp-image-4114\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1444464 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"1444464\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span style=\"color: #50c827;font-size: inherit\">FREQUENTLY ASKED<\/span><br> QUESTIONS<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a445ea9 e-flex e-con-boxed e-con e-parent\" data-id=\"a445ea9\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cf2f400 elementor-widget elementor-widget-heading\" data-id=\"cf2f400\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">The cost of car insurance in Trinidad &amp; Tobago<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-56b1543 elementor-widget elementor-widget-text-editor\" data-id=\"56b1543\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The cost of auto insurance can vary greatly depending on the type of coverage you want or need. Typically, the more protections against accidental damage, bodily injury and liability coverage that a policy offers, the more you can expect to pay.<\/p><p>That said, there are a number of factors that affect a driver&#8217;s insurance premium amount. For an accurate estimate of what you can expect to pay, request a free quote today.<\/p><p>In general, however, here are a few things to keep in mind regarding insurance amounts:<\/p><ul><li>Third party only insurance is generally the most basic and affordable option. It\u2019s also the minimum amount of coverage required by law to operate a vehicle on public roads in Trinidad &amp; Tobago.<\/li><li>Third party fire and theft insurance offers a few more protections and is the mid-point between third party only and comprehensive insurance.<\/li><li>Comprehensive insurance generally offers the most protections and is, therefore, the most expensive.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-60d2dea e-flex e-con-boxed e-con e-parent\" data-id=\"60d2dea\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d4bc4f6 elementor-widget elementor-widget-spacer\" data-id=\"d4bc4f6\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f088e6b elementor-widget elementor-widget-text-editor\" data-id=\"f088e6b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>For those who have been involved in more than one at-fault accident without insurance, it may be more difficult to secure coverage, and premiums will be more expensive.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-50c8047 elementor-widget elementor-widget-spacer\" data-id=\"50c8047\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9189dd3 e-flex e-con-boxed e-con e-parent\" data-id=\"9189dd3\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-61442f3 elementor-widget elementor-widget-heading\" data-id=\"61442f3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What Happens If You Don\u2019t Have Motor Insurance and are Involved In an Accident?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fe9ddba elementor-widget elementor-widget-text-editor\" data-id=\"fe9ddba\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Beyond facing fines for driving on public roads without the proper insurance coverage, you will be held responsible for the full cost of your vehicle repairs and medical bills after an accident.<\/p><p>If you\u2019re found to be at-fault for the collision, you will also be liable for any similar costs for the driver(s) of the other vehicle(s), including repairs, medical bills, property damage and sometimes even lost wages if their injuries are severe.<\/p><p>Car insurance helps lessen the burden of such costs when accidents happen. Keep yourself protected, request a free Quick Quote today.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cfe132a elementor-widget elementor-widget-spacer\" data-id=\"cfe132a\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9f0e3f5 e-flex e-con-boxed e-con e-parent\" data-id=\"9f0e3f5\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bb07730 elementor-widget elementor-widget-heading\" data-id=\"bb07730\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Roadside Assistance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ee6bc99 elementor-widget elementor-widget-text-editor\" data-id=\"ee6bc99\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>General Accident Insurance offers roadside assistance to all General Accident Insurance customers \u2014 no matter the coverage plan (excluding maxi-taxi). To be eligible to receive 24\/7 roadside assistance, ensure that your vehicle meets the following eligibility requirements:<\/p><ul><li>The motor vehicle must be a car, SUV, station wagon or small pick-up.<\/li><li>The vehicle must not exceed TARE 2,500kgs.\u00a0<\/li><\/ul><p>Whether you\u2019ve been involved in an accident or ran out of fuel, our service technicians are available to help with a wide variety of roadside services, including:<\/p><ul><li>Towing<\/li><li>Flat tyre change<\/li><li>Locksmith services<\/li><li>Battery boost<\/li><li>Refueling<\/li><li>Accident registration<\/li><li>And more<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2a65c5c e-flex e-con-boxed e-con e-parent\" data-id=\"2a65c5c\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7d85c74 e-con-full e-flex e-con e-child\" data-id=\"7d85c74\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8f562b6 elementor-widget elementor-widget-image\" data-id=\"8f562b6\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"84\" height=\"136\" src=\"https:\/\/genac.com\/tt\/wp-content\/uploads\/2023\/12\/free-quote.png\" class=\"attachment-large size-large wp-image-4129\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8e140bb e-con-full e-flex e-con e-child\" data-id=\"8e140bb\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-44fa886 elementor-widget elementor-widget-heading\" data-id=\"44fa886\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Get a Free Quote on Car Insurance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-efd63e3 elementor-widget elementor-widget-text-editor\" data-id=\"efd63e3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>General Accident Insurance offers quictk and easy motor insurance quotes free of charge. Explore your options today and discover how much you can expect to pay for car insurance.<\/p><p>Take the first step to protect yourself and others in case of an accident that causes bodily injury or property damage.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-df17bb7 e-flex e-con-boxed e-con e-parent\" data-id=\"df17bb7\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4ebe8c9 e-con-full e-flex e-con e-child\" data-id=\"4ebe8c9\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-af566ce elementor-widget elementor-widget-text-editor\" data-id=\"af566ce\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Request a Free Quick Quote and learn how General Accident Insurance can help provide the coverage you need to lawfully operate your vehicle in Trinidad &amp; Tobago.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>CAR INSURANCE TRINIDAD &amp; TOBAGO GET YOUR MOTOR INSURANCE QUOTE TODAY Car insurance, or motor insurance, provides protection for more than just your vehicle. It also serves as coverage for you and anyone else who is authorized to drive your car. Depending on the type of coverage you have, insurance can provide protection for: Liability&#8230; <br clear=\"all\"\/><a class=\"moretag\" href=\"https:\/\/genac.com\/tt\/insurance-products\/motor-insurance\/\">Read More<\/a><\/p>\n","protected":false},"author":7,"featured_media":0,"parent":12,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-4090","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.1.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Motor Insurance - General Accident | Insurance company in Trinidad &amp; Tobago<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/genac.com\/tt\/insurance-products\/motor-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Motor Insurance - General Accident | Insurance company in Trinidad &amp; Tobago\" \/>\n<meta property=\"og:description\" content=\"CAR INSURANCE TRINIDAD &amp; TOBAGO GET YOUR MOTOR INSURANCE QUOTE TODAY Car insurance, or motor insurance, provides protection for more than just your vehicle. 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It also serves as coverage for you and anyone else who is authorized to drive your car. Depending on the type of coverage you have, insurance can provide protection for: Liability... Read More","og_url":"https:\/\/genac.com\/tt\/insurance-products\/motor-insurance\/","og_site_name":"General Accident | Insurance company in Trinidad &amp; Tobago","article_modified_time":"2026-04-01T13:28:37+00:00","og_image":[{"url":"https:\/\/genac.com\/tt\/wp-content\/uploads\/2023\/12\/third-only.png","type":"","width":"","height":""}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"7 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/genac.com\/tt\/insurance-products\/motor-insurance\/","url":"https:\/\/genac.com\/tt\/insurance-products\/motor-insurance\/","name":"Motor Insurance - General Accident | Insurance company in Trinidad &amp; Tobago","isPartOf":{"@id":"https:\/\/genac.com\/tt\/#website"},"primaryImageOfPage":{"@id":"https:\/\/genac.com\/tt\/insurance-products\/motor-insurance\/#primaryimage"},"image":{"@id":"https:\/\/genac.com\/tt\/insurance-products\/motor-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/genac.com\/tt\/wp-content\/uploads\/2023\/12\/third-only.png","datePublished":"2023-12-23T02:07:40+00:00","dateModified":"2026-04-01T13:28:37+00:00","breadcrumb":{"@id":"https:\/\/genac.com\/tt\/insurance-products\/motor-insurance\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/genac.com\/tt\/insurance-products\/motor-insurance\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/genac.com\/tt\/insurance-products\/motor-insurance\/#primaryimage","url":"https:\/\/genac.com\/tt\/wp-content\/uploads\/2023\/12\/third-only.png","contentUrl":"https:\/\/genac.com\/tt\/wp-content\/uploads\/2023\/12\/third-only.png","width":166,"height":166},{"@type":"BreadcrumbList","@id":"https:\/\/genac.com\/tt\/insurance-products\/motor-insurance\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/genac.com\/tt\/"},{"@type":"ListItem","position":2,"name":"Insurance Products","item":"https:\/\/genac.com\/tt\/insurance-products\/"},{"@type":"ListItem","position":3,"name":"Motor Insurance"}]},{"@type":"WebSite","@id":"https:\/\/genac.com\/tt\/#website","url":"https:\/\/genac.com\/tt\/","name":"General Accident Trinidad & Tobago","description":"Car Insurance company in Trinidad &amp; Tobago","publisher":{"@id":"https:\/\/genac.com\/tt\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/genac.com\/tt\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/genac.com\/tt\/#organization","name":"General Accident Trinidad & Tobago","url":"https:\/\/genac.com\/tt\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/genac.com\/tt\/#\/schema\/logo\/image\/","url":"https:\/\/genac.com\/tt\/wp-content\/uploads\/2024\/11\/genac-web-logo-TT.png","contentUrl":"https:\/\/genac.com\/tt\/wp-content\/uploads\/2024\/11\/genac-web-logo-TT.png","width":200,"height":80,"caption":"General Accident Trinidad & Tobago"},"image":{"@id":"https:\/\/genac.com\/tt\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/genac.com\/tt\/wp-json\/wp\/v2\/pages\/4090","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/genac.com\/tt\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/genac.com\/tt\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/genac.com\/tt\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/genac.com\/tt\/wp-json\/wp\/v2\/comments?post=4090"}],"version-history":[{"count":57,"href":"https:\/\/genac.com\/tt\/wp-json\/wp\/v2\/pages\/4090\/revisions"}],"predecessor-version":[{"id":23152,"href":"https:\/\/genac.com\/tt\/wp-json\/wp\/v2\/pages\/4090\/revisions\/23152"}],"up":[{"embeddable":true,"href":"https:\/\/genac.com\/tt\/wp-json\/wp\/v2\/pages\/12"}],"wp:attachment":[{"href":"https:\/\/genac.com\/tt\/wp-json\/wp\/v2\/media?parent=4090"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}