Property insurance is peace of mind.<\/p>\n
With insurance, policyholders don\u2019t have to worry about how they are going to afford to replace a home, repair their buildings, or buy back its contents. It\u2019s covered.<\/p>\n
Property insurance is for private dwelling houses, businesses and other organisations.<\/p>\n
There is peace-of-mind, as damage to buildings and contents due to a covered cause of loss \u2014 fire, flood, burst pipes, and some weather damage \u2014 will be honoured.<\/p>\n
The policy may also cover loss of income or increase in expenses resulting from the property damage.<\/p>\n
Get more information on how to classify your property and what coverage to get by talking to your broker, agent, or contact any of our friendly and helpful customer service representatives!<\/p>\n
A home fire can have a devastating effect on not only the adults, but also the small ones who have seen the damage to their safe space that holds their memories.<\/p>\n
Private Fire coverage caters for Private Dwelling Houses and\/or Household Goods and Personal Effects for Fire<\/strong> and<\/strong> Lightning<\/strong> only. The coverage can be extended to include any or all of the specified perils<\/strong> we offer.<\/p>\n Policies can be designed to cover specified any and all specified Perils such as:<\/p>\n Protecting your home and its contents is as easy as getting homeowners insurance.<\/p>\n This type of coverage covers interior and\/or exterior damage in the policyholder’s house and the loss of assets, loss or damage of personal assets, and injury that arises while on the property.<\/p>\n The sum insured of your policy must reflect the replacement costs of your building or contents, and a valuation from an reputable valuator will provide you with this information.<\/p>\n A comprehensive list of All-Risk and All-Peril coverage<\/p>\n After the embers have been doused and the ash settled, many business and property owners are wracked with worry.<\/p>\n Just how do you begin to rebuild after a commercial fire?<\/p>\n Well, with Fire<\/strong> and<\/strong> Lightning<\/strong> coverage, recovery is possible.<\/p>\n The coverage provided can be for Fire<\/strong> and<\/strong> Lightning<\/strong> only or extended to include any or all of the specified perils<\/strong> we offer.<\/p>\n Types of commercial coverage<\/strong><\/p>\n An extension of the standard Fire and Perils<\/strong> policy, the Property All-Risks policy provides additional coverage such as Burglary <\/strong>and Accidental Damage.<\/strong><\/p>\n For policyholders who opt for an All-Risks coverage \u2014 as opposed to a Specified Perils policy \u2014 please note that the EXCLUSIONS to cover are highlighted and they should not be viewed as the actual Perils covered.<\/p>\n Business Interruption cover (or Loss of Profit or Consequential Loss Insurance<\/strong>) enables policyholders to recover loss of profit due to an insured Risk or Peril.<\/p>\n This policy allows recovery from a reduction in turnover, and reasonable<\/strong> additional expenditure incurred,\u00a0 following a material damage loss.<\/p>\n The Business Interruption cover exists to follow insured perils within the fire or property policy \u2014 this means that ONLY when a loss occurs on the fire or property policy, this policy will be activated.<\/p>\n The coverage can be extended to include auditor\u2019s fees, payroll and increased cost of working due to the reduction in business turnover.<\/p>\n","protected":false},"excerpt":{"rendered":"\n
HOMEOWNER’S INSURANCE<\/h3>\n
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COMMERCIAL FIRE<\/h3>\n
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PROPERTY ALL RISKS<\/h3>\n
BUSINESS INTERRUPTION<\/h3>\n