In addition to the perils covered under the Fire and Allied Perils policy this policy extends to cover your property against accidental damage and burglary.

Commercial All Risks

A Commercial All Risks Policy is a type of insurance coverage that can exclude only risks that have been specifically outlined in the contract. "All risks" means that any risk that the contract does not specifically omit is automatically covered

What is Commercial All Risk Policy?

In addition to the perils covered under the Fire and Allied Perils policy this policy extends to cover your property against accidental damage and burglary.

Consequential Loss/Business Interruption Insurance covers the temporary loss of income that a business suffers after a disaster leads to its operations being shut down.

What does Consequential Loss/Business Interruption Policy cover?

This policy covers financial loss, consequential on the interruption of business by an unforeseen event such as a hurricane, fire or breakdown of machinery.

Fires are unforeseen and can cause devastation, allow General Accident to protect your business, shops, contents, machinery and stock against fire and other perils.

Perils covered by the policy:

• Fire & Lightning
• Hurricane, Cyclone, Tornado or Windstorm
• Flood
• Earthquake & Volcanic Eruption
• Riot & Strike
• Malicious Damage
• Explosion
• Impact from Aircraft & other Aerial Devices
• Impact by Road Vehicles, Horses or Cattle
• Bursting or Overflowing of Water Tanks, Apparatus or Pipes