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How To Write an Effective Accident Report

How do you write an accident report?

In Jamaica, promptly reporting a motor vehicle accident is a legal obligation and essential for insurance claims:

  1. Stop and secure the scene. Ensure the safety of all parties and, if possible, move vehicles to prevent further incidents.
  2. Collect information, such as the names, contact details and insurance information of other involved drivers, as well as contact information for any eyewitnesses. Documents are required by the authorities include:
    1. Driver’s licence
    2. Registration certificate
    3. Fitness certificate
    4. Insurance certificate
    5. Licence plate number or the chassis number
  3. Report the accident within 24 hours to the police station nearest to your home or the accident site.

How do you write a damage report?

Documenting vehicle damage is important to file an insurance claim. After an accident, we advise you to:

  1. Take pictures of the accident scene and of damage to your and other drivers’ vehicles.
  2. Write down what happened in as much detail as you can remember, such as the date and time the accident occurred, injuries you have sustained and damage to your vehicle.