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GenAc launches new business insurance package for COVID-19 Response

Insurance provider General Accident Insurance (Jamaica) Limited (GenAc) has rolled out a new combined business insurance policy for small- and medium-sized businesses.

The Future 360 Combined Insurance Package is a combined cover policy specific to the new operational models being rapidly developed during the COVID-19 Pandemic.

“GenAc realises that small to medium sized business owners are worried about their cash flow and resources during this time,” said Sharon Donaldson, managing director of General Accident Insurance (Jamaica) Limited. “Our underwriters have tweaked an existing business insurance package — the Superior Synergy — that would have what the small and medium businesses needed to operate.

Sharon Donaldson

General Accident Managing Director Sharon Donaldson

“We have removed some of those covers and made them optional for clients to purchase their coverage needs,” she added.

The package includes coverage for property damage to building, contents and stock; burglary; looting; glass damage; increased cost of working expenses; employers’ liability and public liability. Goods in transit and loss of money covers can also be covered.

The policy starts with the sum insured value of $2.5 million up to $15 million.

More Discounts

The new COVID policy package is among a suite of offers and discounts by the company.

Among them are discounts for direct and broker business.

Drivers will access a 10 per cent COVID discount on new motor vehicle policies and renewals until July 31.

Senior citizens (over age 60) will also enjoy a 15 per cent COVID discount, while civil servants are discounted by 12.5%.

“We also want to reassure our clients and customers that we acknowledge that there might be hardships. GenAc will waive the fees on the four-to-six-month payment plans, while AutoSmart clients will have an extended period to make payments on policies,” said Donaldson.

The managing director reiterated that the company still accommodates face-to-face transactions at its offices at 58 Half-Way-Tree Road in Kingston and Unit 8, Summit Business Centre Fairview in Montego Bay between the hours of 9:00 am to 2:00 pm.

Henry Davis, Claims Associated

Henry Davis, Claims Associate

Information and policy guidance is available for clients via several phone channels: FLOW 876-929-8451; 876-929-9643-8; 876-929-8450/1; 876-929-1720-1 or DIGICEL: 876-618-1586.

Also, messages via SMS or WhatsApp at 876-854-6467 will also be promptly answered and emails to will be actioned.

The completely redesigned site,, is now even easier to read and navigate.

“At this juncture, time, ease and efficiency were of critical importance. With the easy-to-navigate site that hosts multiple functions, we are able to provide valuable, accurate information, in record time to suit our clients’ needs,” noted Donaldson.