How Long Does a Car Insurance Claim Take To Settle? Car insurance claims don’t follow a one-size-fits-all timeline. Some wrap up in a few weeks, while others can take months. Having a sense of how long your settlement might take helps you plan, manage expectations, and avoid unnecessary frustration. In this article, we break down…

What Is Commercial Auto Insurance? (And Why It Matters More Than Ever in 2025) Using a vehicle for business in Jamaica comes with unique risks, and standard car insurance often doesn’t cut it. Whether you’re running deliveries, ferrying passengers, or driving to job sites, commercial auto insurance provides the specialised protection your vehicle and livelihood…

How Car Insurance Excess Works and What It Means for You As a vehicle owner and driver, car insurance is essential, but understanding how it really works, especially when it’s time to make a claim, can be confusing. One of the most misunderstood terms in your policy is the excess. If you are looking for…

5 Types of Business Insurance: Which One Is Right for You? Running a business means taking on risks, some predictable, others completely unexpected. Whether it’s a fire, theft, or a sudden drop in revenue due to damage, these challenges can derail your operations and drain your finances. That’s where business insurance steps in. It’s not…

A Comprehensive Guide to Car Insurance Coverage Types Car insurance is not just a legal requirement, it’s a shield of financial protection. In Jamaica, car insurance is mandated to protect drivers, passengers, and third parties in the event of an accident.  The system is regulated by laws such as the Motor Vehicles Insurance (Third-Party Risks)…

A Comprehensive Guide to Insurance Perils If you’re interested in purchasing an insurance policy you’ll come across the word “peril” a lot in your research. To be an informed purchaser, you’ll have to understand the types of perils and then decide which ones you want included in your insurance policy. But first, let’s start with…

What is Proximate Cause in Insurance? Understanding Its Role in Loss and Liability If you have an insurance policy or thinking about getting one, you must understand the term, ‘proximate cause’. If you’re unfamiliar with the term or how it relates to your insurance policy, that’s where we come in. Let’s dig into what ‘proximate…

Can Home Insurance Cover Foundation Repair? What Jamaican Homeowners Need to Know The comfort and safety of your home often hinges on the foundation it sits on. While your home’s foundation may be out of sight, it should not be out of mind. It’s not immune to damage and can require costly repairs. If you…

What is third-party car insurance and how does it work? In Jamaica, motor vehicle owners must have third-party insurance. This type of insurance provides protection or coverage if you injure or damage someone’s property.  Why is it important to understand the importance of third-party insurance? Third-party insurance is mandatory per the Motor Vehicle Insurance (Third Party…