{"id":2749,"date":"2025-06-10T00:43:31","date_gmt":"2025-06-10T00:43:31","guid":{"rendered":"https:\/\/genac.com\/bb\/?page_id=2749"},"modified":"2025-06-10T01:29:01","modified_gmt":"2025-06-10T01:29:01","slug":"reliable-commercial-own-goods-insurance","status":"publish","type":"page","link":"https:\/\/genac.com\/bb\/reliable-commercial-own-goods-insurance\/","title":{"rendered":"Reliable Commercial Own Goods Insurance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2749\" class=\"elementor elementor-2749\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-98323cd e-flex e-con-boxed e-con e-parent\" data-id=\"98323cd\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-daec64f elementor-widget elementor-widget-heading\" data-id=\"daec64f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Reliable Commercial Own Goods Insurance for Your Business<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c9b1616 elementor-widget elementor-widget-text-editor\" data-id=\"c9b1616\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">If you\u2019re a business owner who transports goods by vehicle, it\u2019s important to protect yourself and your assets from unpredictable risks.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-30952af e-flex e-con-boxed e-con e-parent\" data-id=\"30952af\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element 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xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M505 442.7L405.3 343c-4.5-4.5-10.6-7-17-7H372c27.6-35.3 44-79.7 44-128C416 93.1 322.9 0 208 0S0 93.1 0 208s93.1 208 208 208c48.3 0 92.7-16.4 128-44v16.3c0 6.4 2.5 12.5 7 17l99.7 99.7c9.4 9.4 24.6 9.4 33.9 0l28.3-28.3c9.4-9.4 9.4-24.6.1-34zM208 336c-70.7 0-128-57.2-128-128 0-70.7 57.2-128 128-128 70.7 0 128 57.2 128 128 0 70.7-57.2 128-128 128z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\n\t<\/div>\n\n\t\t\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-290b5c7 e-con-full e-flex e-con e-child\" data-id=\"290b5c7\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ea8d1bb elementor-widget elementor-widget-heading\" data-id=\"ea8d1bb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What Is Commercial Own Goods Insurance and Who Needs It?\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d376a42 elementor-widget elementor-widget-text-editor\" data-id=\"d376a42\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Commercial own goods coverage is a type of vehicle insurance designed for businesses that use their own vehicles to transport goods, tools, or equipment they own as part of their operations. This business insurance coverage helps protect the company from financial loss if their vehicle causes injury to another person or damage to someone else\u2019s property during use, loading, unloading, or while operating equipment attached to the vehicle. For example, if a delivery truck owned by a company damages another car while unloading goods, commercial own goods liability insurance would help cover the resulting legal or compensation costs.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2cce9ab e-flex e-con-boxed e-con e-parent\" data-id=\"2cce9ab\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-b1cb867 e-con-full e-flex e-con e-child\" data-id=\"b1cb867\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6821e5e elementor-widget elementor-widget-text-editor\" data-id=\"6821e5e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">This type of commercial auto insurance policy typically includes liability coverage, which helps take care of costs that the business becomes legally responsible for in the event of an accident \u2014 such as medical expenses or property repairs. It also extends to accidents that happen from operating the vehicle as a tool, adding an extra layer of protection for your commercial vehicles.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">This type of commercial insurance is great for businesses that rely on fleets to move goods and equipment between various locations or job sites, such as:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Construction companies.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Retailers.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Catering and food businesses.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Distributors.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Service providers, like plumbers, electricians, and HVAC.<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d05bcec e-flex e-con-boxed e-con e-parent\" data-id=\"d05bcec\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-98a4532 e-con-full e-flex e-con e-child\" data-id=\"98a4532\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c7e6771 elementor-widget elementor-widget-heading\" data-id=\"c7e6771\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Our Comprehensive Commercial Own Goods Coverage<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b1d58dd elementor-widget elementor-widget-text-editor\" data-id=\"b1d58dd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">General Accident Insurance Company is committed to providing you with the right coverage based on your unique needs. Most of our comprehensive policies, including commercial insurance policies, give policyholders extra benefits:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Flood &amp; Special Perils: <\/b><span style=\"font-weight: 400;\">Physical damage coverage extends to include destruction caused by flood, hurricane, earthquake, or other convulsions of nature; civil war, strike, riot, and civil commotion.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Commercial All Risks Policy: <\/b><span style=\"font-weight: 400;\">Comprehensive motor legal protection extends to cover property against accidental damage and burglary. The contract will outline excluded risks. If your contract does not specifically omit a risk, then it\u2019s automatically covered.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Windscreen Damage: <\/b><span style=\"font-weight: 400;\">For an additional cost, this coverage allows you to claim a broken windscreen or window glass up to your required limit.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Roadside Assistance:<\/b><span style=\"font-weight: 400;\"> Drive with the assurance of knowing that, in the case of an accident or breakdown, you can contact our Emergency Roadside Assistance at (246) 829-8400.<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-eef4d96 e-flex e-con-boxed e-con e-parent\" data-id=\"eef4d96\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-05b1da0 e-con-full e-flex e-con e-child\" data-id=\"05b1da0\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6f16070 elementor-widget elementor-widget-heading\" data-id=\"6f16070\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Commercial Own Goods Insurance FAQ<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91e8cdf elementor-widget elementor-widget-text-editor\" data-id=\"91e8cdf\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Still have questions? Check out these commonly asked questions about Commercial Own Goods insurance:<\/span><\/p><p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a2eb84b e-flex e-con-boxed e-con e-parent\" data-id=\"a2eb84b\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6c3b634 e-con-full e-flex e-con e-child\" data-id=\"6c3b634\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-21c339d elementor-widget elementor-widget-heading\" data-id=\"21c339d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">How Is Commercial Own Goods Insurance Different From Goods in Transit Insurance?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7400a87 elementor-widget elementor-widget-text-editor\" data-id=\"7400a87\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Commercial own goods insurance covers the vehicle and protects businesses using their vehicles to transport their own equipment, tools, or products. However, it doesn\u2019t cover the goods being carried. That\u2019s where goods in transit insurance comes in. This coverage specifically covers the items being transported, protecting organisations against loss, theft, or damage while in transit. It\u2019s commonly used by businesses that move goods either for themselves or on behalf of clients, such as couriers or logistics providers.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5906d9a e-flex e-con-boxed e-con e-parent\" data-id=\"5906d9a\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-02354f4 e-con-full e-flex e-con e-child\" data-id=\"02354f4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-79273e4 elementor-widget elementor-widget-heading\" data-id=\"79273e4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">What Factors Affect the Cost of Commercial Own Goods Insurance?\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-781d5a0 elementor-widget elementor-widget-text-editor\" data-id=\"781d5a0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">While every policy and insurance company is different, various factors can affect your premium payments for this type of commercial auto insurance policy, such as:<\/span><\/p><p>\u00a0<\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The type of vehicle you\u2019re using to transport goods.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The distance and frequency of transportation.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The driving records of anyone who operates commercial vehicles.\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The security measures you have in place (e.g., vehicle tracking or alarm systems).<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7e321e6 e-flex e-con-boxed e-con e-parent\" data-id=\"7e321e6\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4df65e0 e-con-full e-flex e-con e-child\" data-id=\"4df65e0\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c8bb33f elementor-widget elementor-widget-heading\" data-id=\"c8bb33f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Are There Any Exclusions in Commercial Own Goods Insurance?\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dd52d07 elementor-widget elementor-widget-text-editor\" data-id=\"dd52d07\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Yes. Different policies may outline different exclusions, so it\u2019s important to ask your insurance agent about your specific policy. That said, common exclusions include:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Damage to the insured\u2019s own goods being transported.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Normal vehicle wear and tear.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Unauthorized use by someone not covered by the policy.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Accidents that occur when an unlicensed person drives.\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Damage or liability caused while the vehicle is carrying loads beyond the legal limits.\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Driving under the influence. <\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2b86e6e e-flex e-con-boxed e-con e-parent\" data-id=\"2b86e6e\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-a74e7a1 e-con-full e-flex e-con e-child\" data-id=\"a74e7a1\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d23aaab elementor-widget elementor-widget-heading\" data-id=\"d23aaab\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Is Commercial Own Goods Insurance Required by Law?\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4f6bfc7 elementor-widget elementor-widget-text-editor\" data-id=\"4f6bfc7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">While Commercial Own Goods insurance is not required by law in Barbados like standard commercial auto insurance, it is highly recommended for businesses that transport their own goods for business use. It adds a layer of protection that helps mitigate financial loss in the event of an accident, theft, or damage to commercial vehicles.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2af0b0f e-flex e-con-boxed e-con e-parent\" data-id=\"2af0b0f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-71acac8 e-con-full e-flex e-con e-child\" data-id=\"71acac8\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9426f59 elementor-widget elementor-widget-heading\" data-id=\"9426f59\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Speak With a General Accident Insurance Company Agent\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6013570 elementor-widget elementor-widget-text-editor\" data-id=\"6013570\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">When you\u2019re ready to explore your options for Commercial Own Goods insurance and get the right coverage for you and your business, <\/span><span style=\"color: #3366ff;\"><a style=\"color: #3366ff;\" href=\"https:\/\/genac.com\/bb\/contact-us\/\"><span style=\"font-weight: 400;\">contact an insurance agent online<\/span><\/a><\/span><span style=\"font-weight: 400;\">, via telephone at (246) 538-2200, or by email at <\/span><span style=\"color: #3366ff;\"><a style=\"color: #3366ff;\" href=\"mailto:infobb@genac.com\"><span style=\"font-weight: 400;\">infobb@genac.com<\/span><\/a><\/span><span style=\"font-weight: 400;\">.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Reliable Commercial Own Goods Insurance for Your Business If you\u2019re a business owner who transports goods by vehicle, it\u2019s important to protect yourself and your assets from unpredictable risks. What Is Commercial Own Goods Insurance and Who Needs It? Commercial own goods coverage is a type of vehicle insurance designed for businesses that use their&#8230; <br clear=\"all\"\/><a class=\"moretag\" href=\"https:\/\/genac.com\/bb\/reliable-commercial-own-goods-insurance\/\">Read More<\/a><\/p>\n","protected":false},"author":6,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-2749","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Reliable Commercial Own Goods Insurance - General Accident | Trusted Barbados Insurance Solutions<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/genac.com\/bb\/reliable-commercial-own-goods-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Reliable Commercial Own Goods Insurance - General Accident | Trusted Barbados Insurance Solutions\" \/>\n<meta property=\"og:description\" content=\"Reliable Commercial Own Goods Insurance for Your Business If you\u2019re a business owner who transports goods by vehicle, it\u2019s important to protect yourself and your assets from unpredictable risks. 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What Is Commercial Own Goods Insurance and Who Needs It? Commercial own goods coverage is a type of vehicle insurance designed for businesses that use their... 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