{"id":2679,"date":"2025-04-15T13:50:54","date_gmt":"2025-04-15T13:50:54","guid":{"rendered":"https:\/\/genac.com\/bb\/?page_id=2679"},"modified":"2025-06-06T14:07:47","modified_gmt":"2025-06-06T14:07:47","slug":"property-insurance","status":"publish","type":"page","link":"https:\/\/genac.com\/bb\/insurance-products\/property-insurance\/","title":{"rendered":"Property Insurance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2679\" class=\"elementor elementor-2679\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1565235 e-con-full e-flex e-con e-parent\" data-id=\"1565235\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fb93024 elementor-widget elementor-widget-heading\" data-id=\"fb93024\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">PROPERTY INSURANCE<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c3a80e5 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"c3a80e5\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/genac.com\/bb\/contact-us\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">GET A QUOTE<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3648d8c elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet elementor-hidden-mobile e-flex e-con-boxed e-con e-parent\" data-id=\"3648d8c\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-f4af988 e-con-full e-flex e-con e-child\" data-id=\"f4af988\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b11182e elementor-widget elementor-widget-image\" data-id=\"b11182e\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/mytt.genac.com\/quick-quotes\/personal\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"129\" height=\"144\" src=\"https:\/\/genac.com\/bb\/wp-content\/uploads\/2025\/04\/quote-icon.png\" class=\"attachment-full size-full wp-image-2684\" alt=\"\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dac7e13 elementor-widget elementor-widget-text-editor\" data-id=\"dac7e13\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>QUOTE<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c86d914 e-con-full e-flex e-con e-child\" data-id=\"c86d914\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2f23927 elementor-widget elementor-widget-image\" data-id=\"2f23927\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/mytt.genac.com\/payment\/billing\/?name=QuickPay\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"178\" height=\"141\" src=\"https:\/\/genac.com\/bb\/wp-content\/uploads\/2025\/04\/quickpay-icon.png\" class=\"attachment-full size-full wp-image-2685\" alt=\"\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-890a4ad elementor-widget elementor-widget-text-editor\" data-id=\"890a4ad\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>QUICK PAY<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-742637a e-con-full e-flex e-con e-child\" data-id=\"742637a\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-31c2ff9 elementor-widget elementor-widget-image\" data-id=\"31c2ff9\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/mytt.genac.com\/auth\/login\/\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"107\" height=\"144\" src=\"https:\/\/genac.com\/bb\/wp-content\/uploads\/2025\/04\/claim-icon.png\" class=\"attachment-large size-large wp-image-2686\" alt=\"\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8ad1c59 elementor-widget elementor-widget-text-editor\" data-id=\"8ad1c59\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>CLAIM<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-395a270 e-con-full e-flex e-con e-child\" data-id=\"395a270\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bfc3441 elementor-widget elementor-widget-image\" data-id=\"bfc3441\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/mytt.genac.com\/auth\/login\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"144\" height=\"144\" src=\"https:\/\/genac.com\/bb\/wp-content\/uploads\/2025\/04\/renew-icon.png\" class=\"attachment-large size-large wp-image-2687\" alt=\"\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e433a8c elementor-widget elementor-widget-text-editor\" data-id=\"e433a8c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>RENEW<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3b6ab81 e-flex e-con-boxed e-con e-parent\" data-id=\"3b6ab81\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-aeb527a elementor-widget elementor-widget-heading\" data-id=\"aeb527a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Protect Your Home and Assets With Comprehensive Property Insurance<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5857679 elementor-widget elementor-widget-text-editor\" data-id=\"5857679\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Your personal property is valuable. Protecting it with the right property insurance coverage can help you or your business recover from property damage, loss and more without incurring additional, expensive business or living expenses.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5fe4b69 e-flex e-con-boxed e-con e-parent\" data-id=\"5fe4b69\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f352189 elementor-widget elementor-widget-image\" data-id=\"f352189\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1811\" height=\"473\" src=\"https:\/\/genac.com\/bb\/wp-content\/uploads\/2025\/04\/house-protect.jpg\" class=\"attachment-full size-full wp-image-2693\" alt=\"\" srcset=\"https:\/\/genac.com\/bb\/wp-content\/uploads\/2025\/04\/house-protect.jpg 1811w, https:\/\/genac.com\/bb\/wp-content\/uploads\/2025\/04\/house-protect-300x78.jpg 300w, https:\/\/genac.com\/bb\/wp-content\/uploads\/2025\/04\/house-protect-1024x267.jpg 1024w, https:\/\/genac.com\/bb\/wp-content\/uploads\/2025\/04\/house-protect-768x201.jpg 768w, https:\/\/genac.com\/bb\/wp-content\/uploads\/2025\/04\/house-protect-1536x401.jpg 1536w\" sizes=\"(max-width: 1811px) 100vw, 1811px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-151cfa3 e-flex e-con-boxed e-con e-parent\" data-id=\"151cfa3\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e6dffd2 elementor-widget elementor-widget-heading\" data-id=\"e6dffd2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What Is Property Insurance and Why Do You Need It?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-05e2e9e elementor-widget elementor-widget-text-editor\" data-id=\"05e2e9e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Property insurance is a risk management strategy.\u00a0 It provides financial protection and peace of mind for the owner or renter of a property in the event of damage or loss. It typically covers buildings and other structures on the property as well as your personal belongings, against risks like fire, theft, vandalism, and certain natural disasters like hurricanes and earthquakes.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d61bcaa e-flex e-con-boxed e-con e-parent\" data-id=\"d61bcaa\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-87c51a5 e-con-full e-flex e-con e-child\" data-id=\"87c51a5\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3a37a98 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"3a37a98\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"694\" src=\"https:\/\/genac.com\/bb\/wp-content\/uploads\/2025\/04\/homeowners-945x1024.jpg\" class=\"attachment-large size-large wp-image-2695\" alt=\"\" srcset=\"https:\/\/genac.com\/bb\/wp-content\/uploads\/2025\/04\/homeowners-945x1024.jpg 945w, https:\/\/genac.com\/bb\/wp-content\/uploads\/2025\/04\/homeowners-277x300.jpg 277w, https:\/\/genac.com\/bb\/wp-content\/uploads\/2025\/04\/homeowners-768x833.jpg 768w, https:\/\/genac.com\/bb\/wp-content\/uploads\/2025\/04\/homeowners.jpg 1000w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9badda8 e-con-full e-flex e-con e-child\" data-id=\"9badda8\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4f9b6fd elementor-widget elementor-widget-heading\" data-id=\"4f9b6fd\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Why Homeowners Need Property Insurance Coverage<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c34175 elementor-widget elementor-widget-text-editor\" data-id=\"7c34175\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Unpredictable risks can cause financial hardship and incur unnecessary additional living expenses. With a homeowners insurance policy, you enjoy replacement cost coverage for your building and personal effects in case of damage or loss. Additionally, it often includes liability coverage, which helps protect you in case someone is injured on your property and decides to file a lawsuit against you.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6ca9faf elementor-widget elementor-widget-heading\" data-id=\"6ca9faf\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Why Business Owners Need a Property Insurance Policy<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b34e01 elementor-widget elementor-widget-text-editor\" data-id=\"7b34e01\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">For businesses, even a minor incident can lead to significant financial losses and disrupted operations. Companies of all sizes require commercial property insurance to protect their physical assets, including buildings, inventory and equipment, from various risks.<\/span><\/p><p><span style=\"font-weight: 400;\">Property insurance helps mitigate these risks by covering repair or replacement costs, allowing your business to recover more quickly. Additionally, <\/span><span style=\"font-weight: 400;\">it can include<\/span><span style=\"font-weight: 400;\"> you can purchase business interruption coverage which will replace lost income if the business is forced to shut down temporarily.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-452e6c9 e-flex e-con-boxed e-con e-parent\" data-id=\"452e6c9\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-53bcaac elementor-widget elementor-widget-heading\" data-id=\"53bcaac\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Our Homeowners and Commercial Property Insurance Options<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a6d38f elementor-widget elementor-widget-heading\" data-id=\"2a6d38f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Why Business Owners Need a Property Insurance Policy<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-40480ea elementor-widget elementor-widget-text-editor\" data-id=\"40480ea\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Our Superior Homeowners Insurance policy is a comprehensive property insurance coverage option for homeowners or tenants. It covers the risks of fire, theft, hurricane and your legal liability to third parties, along with the standard perils listed below.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">With our home insurance policy, you can rest well knowing your most valuable investment is protected.<\/span><\/p><p><span style=\"font-weight: 400;\">With this coverage option, you receive protection for your house, contents and valuable property against:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Fire &amp; Lightning<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Hurricane, Cyclone, Tornado, or Windstorm<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Flood<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Earthquake &amp; Volcanic Eruption<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Riot &amp; Strike<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Malicious Damage<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Explosion<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Impact from Aircraft &amp; other Aerial Devices<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Impact by Road Vehicles, Horses or Cattle<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Bursting or Overflowing of Water Tanks, Apparatus or Pipes<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Theft<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">All Risks coverage for certain items like jewellery and electronic equipment<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Legal liability coverage to third parties<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-490320c elementor-widget elementor-widget-heading\" data-id=\"490320c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Special Homeowner Discounts<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e76f609 elementor-widget elementor-widget-text-editor\" data-id=\"e76f609\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Get in touch with a GENAC agent to learn if you qualify for any of the following special discounts:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Credit union discount: <\/b><span style=\"font-weight: 400;\">Members of credit unions are given a 10% discount.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>BARP discount:<\/b><span style=\"font-weight: 400;\"> Members of BARP receive a 10% discount.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Group employees discount: <\/b><span style=\"font-weight: 400;\">Staff of Musson Group receive a 10% discount.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Burglar alarms: <\/b><span style=\"font-weight: 400;\">If you have a burglar alarm, whether monitored by a security company or not, you may be eligible for a discount of up to 10%.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Hurricane shutters:<\/b><span style=\"font-weight: 400;\"> If your home is fitted with hurricane shutters, you may receive a 10% discount.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Discounts may not be cumulative as there is a maximum that can be offered per policy.<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d64ed3d elementor-widget elementor-widget-heading\" data-id=\"d64ed3d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Fire and Allied Perils<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d5d178a elementor-widget elementor-widget-text-editor\" data-id=\"d5d178a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Fires are unforeseen events that can cause devastation. General Accident Insurance Company can help protect your business, contents, machinery and stock against fire and other perils, including:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Fire &amp; Lightning<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Hurricane, Cyclone, Tornado, or Windstorm<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Flood<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Earthquake &amp; Volcanic Eruption<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Riot &amp; Strike<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Malicious Damage<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Explosion<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Impact from Aircraft &amp; other Aerial Devices<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Impact by Road Vehicles, Horses, or Cattle<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Bursting or Overflowing of Water Tanks, Apparatus or Pipes<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f28265c elementor-widget elementor-widget-heading\" data-id=\"f28265c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Commercial All Risks\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-09e5122 elementor-widget elementor-widget-text-editor\" data-id=\"09e5122\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">A Commercial All Risks policy is designed to protect your business against a wide range of risks that could result in loss or damage to its physical assets. Unlike named-perils policies, which only cover specific risks listed in the policy, a Commercial All Risks policy offers comprehensive coverage against <\/span><b>all risks<\/b><span style=\"font-weight: 400;\"> except those explicitly excluded from the contract.<\/span><\/p><p><span style=\"font-weight: 400;\">In addition to the perils covered under the Fire and Allied Perils policy, our Commercial All Risks policy extends to cover your property against accidental damage and burglary.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6b1315a elementor-widget elementor-widget-heading\" data-id=\"6b1315a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Consequential Loss\/Business Interruption<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-69cc70d elementor-widget elementor-widget-text-editor\" data-id=\"69cc70d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Consequential Loss\/Business Interruption Insurance covers temporary loss of income that your business may suffer after a disaster and helps prevent it from being closed during the time of repairs. Our policy covers financial loss resulting from the interruption of business by an unforeseen event such as a hurricane, fire, or breakdown of machinery covered by the material damage policy, i.e. FIre and Perils or Commercial All Risks.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9fc4de1 e-flex e-con-boxed e-con e-parent\" data-id=\"9fc4de1\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7db7fe3 elementor-widget elementor-widget-heading\" data-id=\"7db7fe3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Property Insurance FAQ\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b9fe98b elementor-widget elementor-widget-text-editor\" data-id=\"b9fe98b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Still have questions about property insurance? Check out these commonly asked questions:<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fdfbc47 e-flex e-con-boxed e-con e-parent\" data-id=\"fdfbc47\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-43ab5aa elementor-widget elementor-widget-heading\" data-id=\"43ab5aa\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Consequential Loss\/Business Interruption<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a4f9e44 elementor-widget elementor-widget-text-editor\" data-id=\"a4f9e44\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Yes. Property insurance, especially homeowners policies, typically cover personal belongings like furniture, electronics, and clothing. However, high-value items may need additional coverage. <\/span><span style=\"color: #3366ff;\"><a style=\"color: #3366ff;\" href=\"https:\/\/genac.com\/bb\/contact-us\/\"><span style=\"font-weight: 400;\">Contact GENAC <\/span><\/a><\/span><span style=\"font-weight: 400;\">for more information.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3124ccc e-flex e-con-boxed e-con e-parent\" data-id=\"3124ccc\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-399761a elementor-widget elementor-widget-heading\" data-id=\"399761a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">What Should I Do If My Property Value Increases?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5984f8a elementor-widget elementor-widget-text-editor\" data-id=\"5984f8a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">If your property value increases due to renovations or market changes, you should inform your insurance provider to adjust your coverage accordingly and ensure you&#8217;re adequately protected.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7004659 e-flex e-con-boxed e-con e-parent\" data-id=\"7004659\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-76c3d1c elementor-widget elementor-widget-heading\" data-id=\"76c3d1c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Contact GENAC To Learn More<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0e6b45b elementor-widget elementor-widget-text-editor\" data-id=\"0e6b45b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"padding-left: 40px;\"><span style=\"font-weight: 400;\">When you\u2019re ready to explore your options for commercial and\/or home insurance against property damage and more, <\/span><span style=\"color: #3366ff;\"><a style=\"color: #3366ff;\" href=\"https:\/\/genac.com\/bb\/contact-us\/\"><span style=\"font-weight: 400;\">contact us online<\/span><\/a><\/span><span style=\"font-weight: 400;\">, via telephone at (246) 538-2200, or by email at <\/span><span style=\"color: #3366ff;\"><a style=\"color: #3366ff;\" href=\"mailto:infobb@genac.com\"><span style=\"font-weight: 400;\">infobb@genac.com<\/span><\/a><\/span><span style=\"font-weight: 400;\">.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>PROPERTY INSURANCE GET A QUOTE QUOTE QUICK PAY CLAIM RENEW Protect Your Home and Assets With Comprehensive Property Insurance Your personal property is valuable. Protecting it with the right property insurance coverage can help you or your business recover from property damage, loss and more without incurring additional, expensive business or living expenses. What Is&#8230; <br clear=\"all\"\/><a class=\"moretag\" href=\"https:\/\/genac.com\/bb\/insurance-products\/property-insurance\/\">Read More<\/a><\/p>\n","protected":false},"author":6,"featured_media":0,"parent":12,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-2679","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Property Insurance - General Accident | Trusted Barbados Insurance Solutions<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/genac.com\/bb\/insurance-products\/property-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Property Insurance - General Accident | Trusted Barbados Insurance Solutions\" \/>\n<meta property=\"og:description\" content=\"PROPERTY INSURANCE GET A QUOTE QUOTE QUICK PAY CLAIM RENEW Protect Your Home and Assets With Comprehensive Property Insurance Your personal property is valuable. 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